LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,391
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,181
−HK$802/mo
Today · 4.125%
HK$26,983
baseline
▲ 0.50% · 4.625%
HK$28,625
+HK$1,642/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$53,966/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$417,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,247
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,005
−HK$768/mo
Today · 4.125%
HK$29,773
baseline
▲ 0.50% · 4.625%
HK$31,342
+HK$1,569/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$59,546/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$417,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,469
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,417
−HK$963/mo
Today · 4.125%
HK$32,380
baseline
▲ 0.50% · 4.625%
HK$34,350
+HK$1,970/mo
Deposit HK$4.45M · loan HK$6.68M · min. income ≈ HK$64,760/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,896
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,805
−HK$923/mo
Today · 4.125%
HK$35,728
baseline
▲ 0.50% · 4.625%
HK$37,611
+HK$1,883/mo
Deposit HK$4.45M · loan HK$6.68M · min. income ≈ HK$71,456/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,547
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,653
−HK$1,123/mo
Today · 4.125%
HK$37,776
baseline
▲ 0.50% · 4.625%
HK$40,075
+HK$2,299/mo
Deposit HK$3.34M · loan HK$7.79M · min. income ≈ HK$75,552/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,546
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,606
−HK$1,076/mo
Today · 4.125%
HK$41,682
baseline
▲ 0.50% · 4.625%
HK$43,879
+HK$2,197/mo
Deposit HK$3.34M · loan HK$7.79M · min. income ≈ HK$83,364/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,703
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$47,125
−HK$1,444/mo
Today · 4.125%
HK$48,569
baseline
▲ 0.50% · 4.625%
HK$51,525
+HK$2,956/mo
Deposit HK$1.11M · loan HK$10.02M · min. income ≈ HK$97,138/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,844
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$52,208
−HK$1,383/mo
Today · 4.125%
HK$53,591
baseline
▲ 0.50% · 4.625%
HK$56,416
+HK$2,825/mo
Deposit HK$1.11M · loan HK$10.02M · min. income ≈ HK$107,182/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,564 · Scale 2, in force from 26 Feb 2026)