LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,399
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,189
−HK$803/mo
Today · 4.125%
HK$26,992
baseline
▲ 0.50% · 4.625%
HK$28,634
+HK$1,642/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$53,984/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$417,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,256
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,014
−HK$769/mo
Today · 4.125%
HK$29,783
baseline
▲ 0.50% · 4.625%
HK$31,353
+HK$1,570/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$59,566/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$417,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,479
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,427
−HK$963/mo
Today · 4.125%
HK$32,390
baseline
▲ 0.50% · 4.625%
HK$34,361
+HK$1,971/mo
Deposit HK$4.46M · loan HK$6.68M · min. income ≈ HK$64,780/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,908
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,817
−HK$923/mo
Today · 4.125%
HK$35,740
baseline
▲ 0.50% · 4.625%
HK$37,623
+HK$1,883/mo
Deposit HK$4.46M · loan HK$6.68M · min. income ≈ HK$71,480/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,559
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,665
−HK$1,124/mo
Today · 4.125%
HK$37,789
baseline
▲ 0.50% · 4.625%
HK$40,088
+HK$2,299/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$75,578/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,559
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,620
−HK$1,076/mo
Today · 4.125%
HK$41,696
baseline
▲ 0.50% · 4.625%
HK$43,894
+HK$2,198/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$83,392/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,719
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,141
−HK$1,445/mo
Today · 4.125%
HK$48,586
baseline
▲ 0.50% · 4.625%
HK$51,542
+HK$2,956/mo
Deposit HK$1.11M · loan HK$10.02M · min. income ≈ HK$97,172/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,861
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$52,226
−HK$1,383/mo
Today · 4.125%
HK$53,609
baseline
▲ 0.50% · 4.625%
HK$56,435
+HK$2,826/mo
Deposit HK$1.11M · loan HK$10.02M · min. income ≈ HK$107,218/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,703 · Scale 2, in force from 26 Feb 2026)