LTV · monthly repayment
▼ 0.50% · 3.625%
HK$254,013
−HK$15,929/mo
▼ 0.25% · 3.875%
HK$261,914
−HK$8,028/mo
Today · 4.125%
HK$269,942
baseline
▲ 0.50% · 4.625%
HK$286,367
+HK$16,425/mo
Deposit HK$55.70M · loan HK$55.70M · min. income ≈ HK$539,884/mo (50% DSR)
Upfront cash ≈ HK$62.94M (deposit + AVD stamp duty HK$7,240,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,587
−HK$15,267/mo
▼ 0.25% · 3.875%
HK$290,165
−HK$7,689/mo
Today · 4.125%
HK$297,854
baseline
▲ 0.50% · 4.625%
HK$313,554
+HK$15,700/mo
Deposit HK$55.70M · loan HK$55.70M · min. income ≈ HK$595,708/mo (50% DSR)
Upfront cash ≈ HK$62.94M (deposit + AVD stamp duty HK$7,240,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,815
−HK$19,115/mo
▼ 0.25% · 3.875%
HK$314,297
−HK$9,633/mo
Today · 4.125%
HK$323,930
baseline
▲ 0.50% · 4.625%
HK$343,640
+HK$19,710/mo
Deposit HK$44.56M · loan HK$66.84M · min. income ≈ HK$647,860/mo (50% DSR)
Upfront cash ≈ HK$51.80M (deposit + AVD stamp duty HK$7,240,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,104
−HK$18,321/mo
▼ 0.25% · 3.875%
HK$348,198
−HK$9,227/mo
Today · 4.125%
HK$357,425
baseline
▲ 0.50% · 4.625%
HK$376,265
+HK$18,840/mo
Deposit HK$44.56M · loan HK$66.84M · min. income ≈ HK$714,850/mo (50% DSR)
Upfront cash ≈ HK$51.80M (deposit + AVD stamp duty HK$7,240,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,618
−HK$22,300/mo
▼ 0.25% · 3.875%
HK$366,680
−HK$11,238/mo
Today · 4.125%
HK$377,918
baseline
▲ 0.50% · 4.625%
HK$400,914
+HK$22,996/mo
Deposit HK$33.42M · loan HK$77.98M · min. income ≈ HK$755,836/mo (50% DSR)
Upfront cash ≈ HK$40.66M (deposit + AVD stamp duty HK$7,240,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,621
−HK$21,374/mo
▼ 0.25% · 3.875%
HK$406,232
−HK$10,763/mo
Today · 4.125%
HK$416,995
baseline
▲ 0.50% · 4.625%
HK$438,976
+HK$21,981/mo
Deposit HK$33.42M · loan HK$77.98M · min. income ≈ HK$833,990/mo (50% DSR)
Upfront cash ≈ HK$40.66M (deposit + AVD stamp duty HK$7,240,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$457,223
−HK$28,672/mo
▼ 0.25% · 3.875%
HK$471,445
−HK$14,450/mo
Today · 4.125%
HK$485,895
baseline
▲ 0.50% · 4.625%
HK$515,460
+HK$29,565/mo
Deposit HK$11.14M · loan HK$100.26M · min. income ≈ HK$971,790/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$7,240,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$508,656
−HK$27,481/mo
▼ 0.25% · 3.875%
HK$522,298
−HK$13,839/mo
Today · 4.125%
HK$536,137
baseline
▲ 0.50% · 4.625%
HK$564,397
+HK$28,260/mo
Deposit HK$11.14M · loan HK$100.26M · min. income ≈ HK$1,072,274/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$7,240,776 · Scale 2, in force from 26 Feb 2026)