LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,405
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,196
−HK$803/mo
Today · 4.125%
HK$26,999
baseline
▲ 0.50% · 4.625%
HK$28,641
+HK$1,642/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$53,998/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$417,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,263
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,021
−HK$769/mo
Today · 4.125%
HK$29,790
baseline
▲ 0.50% · 4.625%
HK$31,361
+HK$1,571/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$59,580/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$417,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,487
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,435
−HK$963/mo
Today · 4.125%
HK$32,398
baseline
▲ 0.50% · 4.625%
HK$34,370
+HK$1,972/mo
Deposit HK$4.46M · loan HK$6.68M · min. income ≈ HK$64,796/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,916
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,826
−HK$922/mo
Today · 4.125%
HK$35,748
baseline
▲ 0.50% · 4.625%
HK$37,633
+HK$1,885/mo
Deposit HK$4.46M · loan HK$6.68M · min. income ≈ HK$71,496/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$417,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,568
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,674
−HK$1,124/mo
Today · 4.125%
HK$37,798
baseline
▲ 0.50% · 4.625%
HK$40,098
+HK$2,300/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$75,596/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,569
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,630
−HK$1,076/mo
Today · 4.125%
HK$41,706
baseline
▲ 0.50% · 4.625%
HK$43,905
+HK$2,199/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$83,412/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,730
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$47,152
−HK$1,445/mo
Today · 4.125%
HK$48,597
baseline
▲ 0.50% · 4.625%
HK$51,555
+HK$2,958/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$97,194/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,874
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,238
−HK$1,385/mo
Today · 4.125%
HK$53,623
baseline
▲ 0.50% · 4.625%
HK$56,449
+HK$2,826/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$107,246/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,806 · Scale 2, in force from 26 Feb 2026)