LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,412
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,202
−HK$803/mo
Today · 4.125%
HK$27,005
baseline
▲ 0.50% · 4.625%
HK$28,649
+HK$1,644/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$54,010/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$417,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,270
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,029
−HK$769/mo
Today · 4.125%
HK$29,798
baseline
▲ 0.50% · 4.625%
HK$31,368
+HK$1,570/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$59,596/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$417,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,494
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,443
−HK$963/mo
Today · 4.125%
HK$32,406
baseline
▲ 0.50% · 4.625%
HK$34,378
+HK$1,972/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$64,812/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$417,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,924
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,834
−HK$923/mo
Today · 4.125%
HK$35,757
baseline
▲ 0.50% · 4.625%
HK$37,642
+HK$1,885/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$71,514/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$417,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,576
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,683
−HK$1,124/mo
Today · 4.125%
HK$37,807
baseline
▲ 0.50% · 4.625%
HK$40,108
+HK$2,301/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$75,614/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,578
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,640
−HK$1,077/mo
Today · 4.125%
HK$41,717
baseline
▲ 0.50% · 4.625%
HK$43,916
+HK$2,199/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$83,434/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,741
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,164
−HK$1,446/mo
Today · 4.125%
HK$48,610
baseline
▲ 0.50% · 4.625%
HK$51,567
+HK$2,957/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$97,220/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,887
−HK$2,749/mo
▼ 0.25% · 3.875%
HK$52,251
−HK$1,385/mo
Today · 4.125%
HK$53,636
baseline
▲ 0.50% · 4.625%
HK$56,463
+HK$2,827/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$107,272/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,910 · Scale 2, in force from 26 Feb 2026)