LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,416
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,207
−HK$803/mo
Today · 4.125%
HK$27,010
baseline
▲ 0.50% · 4.625%
HK$28,653
+HK$1,643/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$54,020/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$417,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,275
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,033
−HK$770/mo
Today · 4.125%
HK$29,803
baseline
▲ 0.50% · 4.625%
HK$31,374
+HK$1,571/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$59,606/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$417,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,499
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,448
−HK$964/mo
Today · 4.125%
HK$32,412
baseline
▲ 0.50% · 4.625%
HK$34,384
+HK$1,972/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$64,824/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$417,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,930
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,840
−HK$923/mo
Today · 4.125%
HK$35,763
baseline
▲ 0.50% · 4.625%
HK$37,648
+HK$1,885/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$71,526/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$417,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,582
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,689
−HK$1,125/mo
Today · 4.125%
HK$37,814
baseline
▲ 0.50% · 4.625%
HK$40,115
+HK$2,301/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$75,628/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,585
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,647
−HK$1,077/mo
Today · 4.125%
HK$41,724
baseline
▲ 0.50% · 4.625%
HK$43,923
+HK$2,199/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$83,448/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$417,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,749
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,172
−HK$1,446/mo
Today · 4.125%
HK$48,618
baseline
▲ 0.50% · 4.625%
HK$51,576
+HK$2,958/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$97,236/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,895
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,260
−HK$1,385/mo
Today · 4.125%
HK$53,645
baseline
▲ 0.50% · 4.625%
HK$56,472
+HK$2,827/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$107,290/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$417,980 · Scale 2, in force from 26 Feb 2026)