LTV · monthly repayment
▼ 0.50% · 3.625%
HK$254,208
−HK$15,941/mo
▼ 0.25% · 3.875%
HK$262,115
−HK$8,034/mo
Today · 4.125%
HK$270,149
baseline
▲ 0.50% · 4.625%
HK$286,587
+HK$16,438/mo
Deposit HK$55.74M · loan HK$55.74M · min. income ≈ HK$540,298/mo (50% DSR)
Upfront cash ≈ HK$62.99M (deposit + AVD stamp duty HK$7,246,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,804
−HK$15,279/mo
▼ 0.25% · 3.875%
HK$290,388
−HK$7,695/mo
Today · 4.125%
HK$298,083
baseline
▲ 0.50% · 4.625%
HK$313,795
+HK$15,712/mo
Deposit HK$55.74M · loan HK$55.74M · min. income ≈ HK$596,166/mo (50% DSR)
Upfront cash ≈ HK$62.99M (deposit + AVD stamp duty HK$7,246,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,049
−HK$19,130/mo
▼ 0.25% · 3.875%
HK$314,538
−HK$9,641/mo
Today · 4.125%
HK$324,179
baseline
▲ 0.50% · 4.625%
HK$343,904
+HK$19,725/mo
Deposit HK$44.59M · loan HK$66.89M · min. income ≈ HK$648,358/mo (50% DSR)
Upfront cash ≈ HK$51.84M (deposit + AVD stamp duty HK$7,246,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,364
−HK$18,335/mo
▼ 0.25% · 3.875%
HK$348,466
−HK$9,233/mo
Today · 4.125%
HK$357,699
baseline
▲ 0.50% · 4.625%
HK$376,554
+HK$18,855/mo
Deposit HK$44.59M · loan HK$66.89M · min. income ≈ HK$715,398/mo (50% DSR)
Upfront cash ≈ HK$51.84M (deposit + AVD stamp duty HK$7,246,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$355,891
−HK$22,317/mo
▼ 0.25% · 3.875%
HK$366,961
−HK$11,247/mo
Today · 4.125%
HK$378,208
baseline
▲ 0.50% · 4.625%
HK$401,221
+HK$23,013/mo
Deposit HK$33.44M · loan HK$78.04M · min. income ≈ HK$756,416/mo (50% DSR)
Upfront cash ≈ HK$40.69M (deposit + AVD stamp duty HK$7,246,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,925
−HK$21,391/mo
▼ 0.25% · 3.875%
HK$406,544
−HK$10,772/mo
Today · 4.125%
HK$417,316
baseline
▲ 0.50% · 4.625%
HK$439,313
+HK$21,997/mo
Deposit HK$33.44M · loan HK$78.04M · min. income ≈ HK$834,632/mo (50% DSR)
Upfront cash ≈ HK$40.69M (deposit + AVD stamp duty HK$7,246,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$457,574
−HK$28,694/mo
▼ 0.25% · 3.875%
HK$471,807
−HK$14,461/mo
Today · 4.125%
HK$486,268
baseline
▲ 0.50% · 4.625%
HK$515,856
+HK$29,588/mo
Deposit HK$11.15M · loan HK$100.33M · min. income ≈ HK$972,536/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$7,246,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$509,046
−HK$27,503/mo
▼ 0.25% · 3.875%
HK$522,699
−HK$13,850/mo
Today · 4.125%
HK$536,549
baseline
▲ 0.50% · 4.625%
HK$564,831
+HK$28,282/mo
Deposit HK$11.15M · loan HK$100.33M · min. income ≈ HK$1,073,098/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$7,246,336 · Scale 2, in force from 26 Feb 2026)