LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,421
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,212
−HK$803/mo
Today · 4.125%
HK$27,015
baseline
▲ 0.50% · 4.625%
HK$28,659
+HK$1,644/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$54,030/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,281
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,039
−HK$770/mo
Today · 4.125%
HK$29,809
baseline
▲ 0.50% · 4.625%
HK$31,380
+HK$1,571/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$59,618/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,506
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,454
−HK$964/mo
Today · 4.125%
HK$32,418
baseline
▲ 0.50% · 4.625%
HK$34,391
+HK$1,973/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$64,836/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,937
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,847
−HK$924/mo
Today · 4.125%
HK$35,771
baseline
▲ 0.50% · 4.625%
HK$37,656
+HK$1,885/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$71,542/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,590
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,697
−HK$1,125/mo
Today · 4.125%
HK$37,822
baseline
▲ 0.50% · 4.625%
HK$40,123
+HK$2,301/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$75,644/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,593
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,655
−HK$1,077/mo
Today · 4.125%
HK$41,732
baseline
▲ 0.50% · 4.625%
HK$43,932
+HK$2,200/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$83,464/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,758
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,182
−HK$1,446/mo
Today · 4.125%
HK$48,628
baseline
▲ 0.50% · 4.625%
HK$51,587
+HK$2,959/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$97,256/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,906
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,271
−HK$1,385/mo
Today · 4.125%
HK$53,656
baseline
▲ 0.50% · 4.625%
HK$56,484
+HK$2,828/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$107,312/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,067 · Scale 2, in force from 26 Feb 2026)