LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,421
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,212
−HK$804/mo
Today · 4.125%
HK$27,016
baseline
▲ 0.50% · 4.625%
HK$28,659
+HK$1,643/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$54,032/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,281
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,040
−HK$769/mo
Today · 4.125%
HK$29,809
baseline
▲ 0.50% · 4.625%
HK$31,380
+HK$1,571/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$59,618/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,506
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,455
−HK$964/mo
Today · 4.125%
HK$32,419
baseline
▲ 0.50% · 4.625%
HK$34,391
+HK$1,972/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$64,838/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,937
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,848
−HK$923/mo
Today · 4.125%
HK$35,771
baseline
▲ 0.50% · 4.625%
HK$37,656
+HK$1,885/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$71,542/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,590
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,697
−HK$1,125/mo
Today · 4.125%
HK$37,822
baseline
▲ 0.50% · 4.625%
HK$40,123
+HK$2,301/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$75,644/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,594
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,656
−HK$1,077/mo
Today · 4.125%
HK$41,733
baseline
▲ 0.50% · 4.625%
HK$43,933
+HK$2,200/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$83,466/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,759
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,182
−HK$1,446/mo
Today · 4.125%
HK$48,628
baseline
▲ 0.50% · 4.625%
HK$51,587
+HK$2,959/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$97,256/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,906
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,271
−HK$1,385/mo
Today · 4.125%
HK$53,656
baseline
▲ 0.50% · 4.625%
HK$56,485
+HK$2,829/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$107,312/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,070 · Scale 2, in force from 26 Feb 2026)