LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,422
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,213
−HK$803/mo
Today · 4.125%
HK$27,016
baseline
▲ 0.50% · 4.625%
HK$28,660
+HK$1,644/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$54,032/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,282
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,040
−HK$770/mo
Today · 4.125%
HK$29,810
baseline
▲ 0.50% · 4.625%
HK$31,381
+HK$1,571/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$59,620/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,507
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,455
−HK$965/mo
Today · 4.125%
HK$32,420
baseline
▲ 0.50% · 4.625%
HK$34,392
+HK$1,972/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$64,840/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,938
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,848
−HK$924/mo
Today · 4.125%
HK$35,772
baseline
▲ 0.50% · 4.625%
HK$37,657
+HK$1,885/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$71,544/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,591
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,698
−HK$1,125/mo
Today · 4.125%
HK$37,823
baseline
▲ 0.50% · 4.625%
HK$40,124
+HK$2,301/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$75,646/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,595
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,656
−HK$1,078/mo
Today · 4.125%
HK$41,734
baseline
▲ 0.50% · 4.625%
HK$43,934
+HK$2,200/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$83,468/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,760
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,183
−HK$1,446/mo
Today · 4.125%
HK$48,629
baseline
▲ 0.50% · 4.625%
HK$51,588
+HK$2,959/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$97,258/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,907
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,273
−HK$1,385/mo
Today · 4.125%
HK$53,658
baseline
▲ 0.50% · 4.625%
HK$56,486
+HK$2,828/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$107,316/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,080 · Scale 2, in force from 26 Feb 2026)