LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,423
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,213
−HK$804/mo
Today · 4.125%
HK$27,017
baseline
▲ 0.50% · 4.625%
HK$28,661
+HK$1,644/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$54,034/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,282
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,041
−HK$770/mo
Today · 4.125%
HK$29,811
baseline
▲ 0.50% · 4.625%
HK$31,382
+HK$1,571/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$59,622/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,507
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,456
−HK$964/mo
Today · 4.125%
HK$32,420
baseline
▲ 0.50% · 4.625%
HK$34,393
+HK$1,973/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$64,840/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,939
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,849
−HK$924/mo
Today · 4.125%
HK$35,773
baseline
▲ 0.50% · 4.625%
HK$37,658
+HK$1,885/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$71,546/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,592
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,699
−HK$1,125/mo
Today · 4.125%
HK$37,824
baseline
▲ 0.50% · 4.625%
HK$40,125
+HK$2,301/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$75,648/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,595
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,657
−HK$1,078/mo
Today · 4.125%
HK$41,735
baseline
▲ 0.50% · 4.625%
HK$43,935
+HK$2,200/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$83,470/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,761
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$47,184
−HK$1,446/mo
Today · 4.125%
HK$48,630
baseline
▲ 0.50% · 4.625%
HK$51,590
+HK$2,960/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$97,260/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,908
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,274
−HK$1,385/mo
Today · 4.125%
HK$53,659
baseline
▲ 0.50% · 4.625%
HK$56,487
+HK$2,828/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$107,318/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,090 · Scale 2, in force from 26 Feb 2026)