LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,423
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,214
−HK$804/mo
Today · 4.125%
HK$27,018
baseline
▲ 0.50% · 4.625%
HK$28,662
+HK$1,644/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$54,036/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,283
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,042
−HK$769/mo
Today · 4.125%
HK$29,811
baseline
▲ 0.50% · 4.625%
HK$31,383
+HK$1,572/mo
Deposit HK$5.57M · loan HK$5.57M · min. income ≈ HK$59,622/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,508
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,457
−HK$964/mo
Today · 4.125%
HK$32,421
baseline
▲ 0.50% · 4.625%
HK$34,394
+HK$1,973/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$64,842/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,940
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,850
−HK$924/mo
Today · 4.125%
HK$35,774
baseline
▲ 0.50% · 4.625%
HK$37,659
+HK$1,885/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$71,548/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,593
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,700
−HK$1,125/mo
Today · 4.125%
HK$37,825
baseline
▲ 0.50% · 4.625%
HK$40,126
+HK$2,301/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$75,650/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,597
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,659
−HK$1,077/mo
Today · 4.125%
HK$41,736
baseline
▲ 0.50% · 4.625%
HK$43,936
+HK$2,200/mo
Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$83,472/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,762
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,186
−HK$1,446/mo
Today · 4.125%
HK$48,632
baseline
▲ 0.50% · 4.625%
HK$51,591
+HK$2,959/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$97,264/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,910
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,275
−HK$1,385/mo
Today · 4.125%
HK$53,660
baseline
▲ 0.50% · 4.625%
HK$56,489
+HK$2,829/mo
Deposit HK$1.11M · loan HK$10.03M · min. income ≈ HK$107,320/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,102 · Scale 2, in force from 26 Feb 2026)