LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,427
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,218
−HK$803/mo
Today · 4.125%
HK$27,021
baseline
▲ 0.50% · 4.625%
HK$28,665
+HK$1,644/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$54,042/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,287
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,046
−HK$769/mo
Today · 4.125%
HK$29,815
baseline
▲ 0.50% · 4.625%
HK$31,387
+HK$1,572/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$59,630/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,512
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,461
−HK$964/mo
Today · 4.125%
HK$32,425
baseline
▲ 0.50% · 4.625%
HK$34,398
+HK$1,973/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$64,850/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,944
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,855
−HK$923/mo
Today · 4.125%
HK$35,778
baseline
▲ 0.50% · 4.625%
HK$37,664
+HK$1,886/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$71,556/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,597
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,705
−HK$1,125/mo
Today · 4.125%
HK$37,830
baseline
▲ 0.50% · 4.625%
HK$40,131
+HK$2,301/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$75,660/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,602
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,664
−HK$1,077/mo
Today · 4.125%
HK$41,741
baseline
▲ 0.50% · 4.625%
HK$43,942
+HK$2,201/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$83,482/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,768
−HK$2,870/mo
▼ 0.25% · 3.875%
HK$47,192
−HK$1,446/mo
Today · 4.125%
HK$48,638
baseline
▲ 0.50% · 4.625%
HK$51,598
+HK$2,960/mo
Deposit HK$1.12M · loan HK$10.04M · min. income ≈ HK$97,276/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,917
−HK$2,750/mo
▼ 0.25% · 3.875%
HK$52,282
−HK$1,385/mo
Today · 4.125%
HK$53,667
baseline
▲ 0.50% · 4.625%
HK$56,496
+HK$2,829/mo
Deposit HK$1.12M · loan HK$10.04M · min. income ≈ HK$107,334/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,156 · Scale 2, in force from 26 Feb 2026)