LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,432
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,223
−HK$804/mo
Today · 4.125%
HK$27,027
baseline
▲ 0.50% · 4.625%
HK$28,671
+HK$1,644/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$54,054/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,293
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,051
−HK$770/mo
Today · 4.125%
HK$29,821
baseline
▲ 0.50% · 4.625%
HK$31,393
+HK$1,572/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$59,642/mo (50% DSR)
Upfront cash ≈ HK$5.99M (deposit + AVD stamp duty HK$418,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,518
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,467
−HK$965/mo
Today · 4.125%
HK$32,432
baseline
▲ 0.50% · 4.625%
HK$34,405
+HK$1,973/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$64,864/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,951
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,862
−HK$923/mo
Today · 4.125%
HK$35,785
baseline
▲ 0.50% · 4.625%
HK$37,672
+HK$1,887/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$71,570/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,605
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,712
−HK$1,125/mo
Today · 4.125%
HK$37,837
baseline
▲ 0.50% · 4.625%
HK$40,140
+HK$2,303/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$75,674/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,610
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,672
−HK$1,078/mo
Today · 4.125%
HK$41,750
baseline
▲ 0.50% · 4.625%
HK$43,950
+HK$2,200/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$83,500/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,777
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,201
−HK$1,447/mo
Today · 4.125%
HK$48,648
baseline
▲ 0.50% · 4.625%
HK$51,608
+HK$2,960/mo
Deposit HK$1.12M · loan HK$10.04M · min. income ≈ HK$97,296/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,927
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,293
−HK$1,385/mo
Today · 4.125%
HK$53,678
baseline
▲ 0.50% · 4.625%
HK$56,508
+HK$2,830/mo
Deposit HK$1.12M · loan HK$10.04M · min. income ≈ HK$107,356/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,240 · Scale 2, in force from 26 Feb 2026)