LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,434
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,226
−HK$803/mo
Today · 4.125%
HK$27,029
baseline
▲ 0.50% · 4.625%
HK$28,674
+HK$1,645/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$54,058/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,296
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,054
−HK$770/mo
Today · 4.125%
HK$29,824
baseline
▲ 0.50% · 4.625%
HK$31,396
+HK$1,572/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$59,648/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,521
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,471
−HK$964/mo
Today · 4.125%
HK$32,435
baseline
▲ 0.50% · 4.625%
HK$34,409
+HK$1,974/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$64,870/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,955
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,865
−HK$924/mo
Today · 4.125%
HK$35,789
baseline
▲ 0.50% · 4.625%
HK$37,676
+HK$1,887/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$71,578/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,608
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,716
−HK$1,125/mo
Today · 4.125%
HK$37,841
baseline
▲ 0.50% · 4.625%
HK$40,144
+HK$2,303/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$75,682/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,614
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,676
−HK$1,078/mo
Today · 4.125%
HK$41,754
baseline
▲ 0.50% · 4.625%
HK$43,955
+HK$2,201/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$83,508/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,782
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,206
−HK$1,447/mo
Today · 4.125%
HK$48,653
baseline
▲ 0.50% · 4.625%
HK$51,613
+HK$2,960/mo
Deposit HK$1.12M · loan HK$10.04M · min. income ≈ HK$97,306/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,932
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,298
−HK$1,386/mo
Today · 4.125%
HK$53,684
baseline
▲ 0.50% · 4.625%
HK$56,513
+HK$2,829/mo
Deposit HK$1.12M · loan HK$10.04M · min. income ≈ HK$107,368/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,282 · Scale 2, in force from 26 Feb 2026)