LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,435
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,227
−HK$804/mo
Today · 4.125%
HK$27,031
baseline
▲ 0.50% · 4.625%
HK$28,675
+HK$1,644/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$54,062/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,297
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,056
−HK$770/mo
Today · 4.125%
HK$29,826
baseline
▲ 0.50% · 4.625%
HK$31,398
+HK$1,572/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$59,652/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,523
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,472
−HK$965/mo
Today · 4.125%
HK$32,437
baseline
▲ 0.50% · 4.625%
HK$34,410
+HK$1,973/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$64,874/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,956
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,867
−HK$924/mo
Today · 4.125%
HK$35,791
baseline
▲ 0.50% · 4.625%
HK$37,677
+HK$1,886/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$71,582/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,610
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,717
−HK$1,126/mo
Today · 4.125%
HK$37,843
baseline
▲ 0.50% · 4.625%
HK$40,145
+HK$2,302/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$75,686/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,615
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,678
−HK$1,078/mo
Today · 4.125%
HK$41,756
baseline
▲ 0.50% · 4.625%
HK$43,957
+HK$2,201/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$83,512/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,784
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,208
−HK$1,447/mo
Today · 4.125%
HK$48,655
baseline
▲ 0.50% · 4.625%
HK$51,615
+HK$2,960/mo
Deposit HK$1.12M · loan HK$10.04M · min. income ≈ HK$97,310/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,934
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,300
−HK$1,386/mo
Today · 4.125%
HK$53,686
baseline
▲ 0.50% · 4.625%
HK$56,516
+HK$2,830/mo
Deposit HK$1.12M · loan HK$10.04M · min. income ≈ HK$107,372/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,300 · Scale 2, in force from 26 Feb 2026)