LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,439
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$26,230
−HK$804/mo
Today · 4.125%
HK$27,034
baseline
▲ 0.50% · 4.625%
HK$28,679
+HK$1,645/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$54,068/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,300
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,059
−HK$770/mo
Today · 4.125%
HK$29,829
baseline
▲ 0.50% · 4.625%
HK$31,402
+HK$1,573/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$59,658/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,527
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,476
−HK$965/mo
Today · 4.125%
HK$32,441
baseline
▲ 0.50% · 4.625%
HK$34,415
+HK$1,974/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$64,882/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,961
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,871
−HK$924/mo
Today · 4.125%
HK$35,795
baseline
▲ 0.50% · 4.625%
HK$37,682
+HK$1,887/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$71,590/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,614
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,722
−HK$1,126/mo
Today · 4.125%
HK$37,848
baseline
▲ 0.50% · 4.625%
HK$40,151
+HK$2,303/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$75,696/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,621
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,683
−HK$1,078/mo
Today · 4.125%
HK$41,761
baseline
▲ 0.50% · 4.625%
HK$43,963
+HK$2,202/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$83,522/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,790
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,214
−HK$1,447/mo
Today · 4.125%
HK$48,661
baseline
▲ 0.50% · 4.625%
HK$51,622
+HK$2,961/mo
Deposit HK$1.12M · loan HK$10.04M · min. income ≈ HK$97,322/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,941
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,307
−HK$1,386/mo
Today · 4.125%
HK$53,693
baseline
▲ 0.50% · 4.625%
HK$56,523
+HK$2,830/mo
Deposit HK$1.12M · loan HK$10.04M · min. income ≈ HK$107,386/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,356 · Scale 2, in force from 26 Feb 2026)