LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,441
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,233
−HK$804/mo
Today · 4.125%
HK$27,037
baseline
▲ 0.50% · 4.625%
HK$28,682
+HK$1,645/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$54,074/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,303
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,062
−HK$770/mo
Today · 4.125%
HK$29,832
baseline
▲ 0.50% · 4.625%
HK$31,405
+HK$1,573/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$59,664/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,530
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,479
−HK$965/mo
Today · 4.125%
HK$32,444
baseline
▲ 0.50% · 4.625%
HK$34,418
+HK$1,974/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$64,888/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,964
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,875
−HK$924/mo
Today · 4.125%
HK$35,799
baseline
▲ 0.50% · 4.625%
HK$37,686
+HK$1,887/mo
Deposit HK$4.46M · loan HK$6.69M · min. income ≈ HK$71,598/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,618
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,726
−HK$1,125/mo
Today · 4.125%
HK$37,851
baseline
▲ 0.50% · 4.625%
HK$40,155
+HK$2,304/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$75,702/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,625
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,687
−HK$1,078/mo
Today · 4.125%
HK$41,765
baseline
▲ 0.50% · 4.625%
HK$43,967
+HK$2,202/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$83,530/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,794
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,219
−HK$1,447/mo
Today · 4.125%
HK$48,666
baseline
▲ 0.50% · 4.625%
HK$51,627
+HK$2,961/mo
Deposit HK$1.12M · loan HK$10.04M · min. income ≈ HK$97,332/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,946
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,312
−HK$1,386/mo
Today · 4.125%
HK$53,698
baseline
▲ 0.50% · 4.625%
HK$56,529
+HK$2,831/mo
Deposit HK$1.12M · loan HK$10.04M · min. income ≈ HK$107,396/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,397 · Scale 2, in force from 26 Feb 2026)