LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,455
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,247
−HK$805/mo
Today · 4.125%
HK$27,052
baseline
▲ 0.50% · 4.625%
HK$28,698
+HK$1,646/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$54,104/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,319
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,078
−HK$771/mo
Today · 4.125%
HK$29,849
baseline
▲ 0.50% · 4.625%
HK$31,422
+HK$1,573/mo
Deposit HK$5.58M · loan HK$5.58M · min. income ≈ HK$59,698/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,547
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,497
−HK$965/mo
Today · 4.125%
HK$32,462
baseline
▲ 0.50% · 4.625%
HK$34,437
+HK$1,975/mo
Deposit HK$4.47M · loan HK$6.70M · min. income ≈ HK$64,924/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,983
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,894
−HK$925/mo
Today · 4.125%
HK$35,819
baseline
▲ 0.50% · 4.625%
HK$37,707
+HK$1,888/mo
Deposit HK$4.47M · loan HK$6.70M · min. income ≈ HK$71,638/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$418,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,638
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,746
−HK$1,126/mo
Today · 4.125%
HK$37,872
baseline
▲ 0.50% · 4.625%
HK$40,177
+HK$2,305/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$75,744/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,647
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,710
−HK$1,078/mo
Today · 4.125%
HK$41,788
baseline
▲ 0.50% · 4.625%
HK$43,991
+HK$2,203/mo
Deposit HK$3.35M · loan HK$7.81M · min. income ≈ HK$83,576/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,820
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,245
−HK$1,448/mo
Today · 4.125%
HK$48,693
baseline
▲ 0.50% · 4.625%
HK$51,656
+HK$2,963/mo
Deposit HK$1.12M · loan HK$10.05M · min. income ≈ HK$97,386/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,974
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,341
−HK$1,387/mo
Today · 4.125%
HK$53,728
baseline
▲ 0.50% · 4.625%
HK$56,560
+HK$2,832/mo
Deposit HK$1.12M · loan HK$10.05M · min. income ≈ HK$107,456/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$418,629 · Scale 2, in force from 26 Feb 2026)