LTV · monthly repayment
▼ 0.50% · 3.625%
HK$254,686
−HK$15,971/mo
▼ 0.25% · 3.875%
HK$262,608
−HK$8,049/mo
Today · 4.125%
HK$270,657
baseline
▲ 0.50% · 4.625%
HK$287,125
+HK$16,468/mo
Deposit HK$55.85M · loan HK$55.85M · min. income ≈ HK$541,314/mo (50% DSR)
Upfront cash ≈ HK$63.11M (deposit + AVD stamp duty HK$7,259,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,335
−HK$15,308/mo
▼ 0.25% · 3.875%
HK$290,934
−HK$7,709/mo
Today · 4.125%
HK$298,643
baseline
▲ 0.50% · 4.625%
HK$314,385
+HK$15,742/mo
Deposit HK$55.85M · loan HK$55.85M · min. income ≈ HK$597,286/mo (50% DSR)
Upfront cash ≈ HK$63.11M (deposit + AVD stamp duty HK$7,259,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,623
−HK$19,165/mo
▼ 0.25% · 3.875%
HK$315,129
−HK$9,659/mo
Today · 4.125%
HK$324,788
baseline
▲ 0.50% · 4.625%
HK$344,550
+HK$19,762/mo
Deposit HK$44.68M · loan HK$67.01M · min. income ≈ HK$649,576/mo (50% DSR)
Upfront cash ≈ HK$51.94M (deposit + AVD stamp duty HK$7,259,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,002
−HK$18,369/mo
▼ 0.25% · 3.875%
HK$349,121
−HK$9,250/mo
Today · 4.125%
HK$358,371
baseline
▲ 0.50% · 4.625%
HK$377,262
+HK$18,891/mo
Deposit HK$44.68M · loan HK$67.01M · min. income ≈ HK$716,742/mo (50% DSR)
Upfront cash ≈ HK$51.94M (deposit + AVD stamp duty HK$7,259,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,560
−HK$22,359/mo
▼ 0.25% · 3.875%
HK$367,651
−HK$11,268/mo
Today · 4.125%
HK$378,919
baseline
▲ 0.50% · 4.625%
HK$401,976
+HK$23,057/mo
Deposit HK$33.51M · loan HK$78.18M · min. income ≈ HK$757,838/mo (50% DSR)
Upfront cash ≈ HK$40.77M (deposit + AVD stamp duty HK$7,259,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,669
−HK$21,431/mo
▼ 0.25% · 3.875%
HK$407,308
−HK$10,792/mo
Today · 4.125%
HK$418,100
baseline
▲ 0.50% · 4.625%
HK$440,139
+HK$22,039/mo
Deposit HK$33.51M · loan HK$78.18M · min. income ≈ HK$836,200/mo (50% DSR)
Upfront cash ≈ HK$40.77M (deposit + AVD stamp duty HK$7,259,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$458,434
−HK$28,748/mo
▼ 0.25% · 3.875%
HK$472,694
−HK$14,488/mo
Today · 4.125%
HK$487,182
baseline
▲ 0.50% · 4.625%
HK$516,826
+HK$29,644/mo
Deposit HK$11.17M · loan HK$100.52M · min. income ≈ HK$974,364/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$7,259,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$510,003
−HK$27,554/mo
▼ 0.25% · 3.875%
HK$523,681
−HK$13,876/mo
Today · 4.125%
HK$537,557
baseline
▲ 0.50% · 4.625%
HK$565,892
+HK$28,335/mo
Deposit HK$11.17M · loan HK$100.52M · min. income ≈ HK$1,075,114/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$7,259,956 · Scale 2, in force from 26 Feb 2026)