LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,470
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,263
−HK$805/mo
Today · 4.125%
HK$27,068
baseline
▲ 0.50% · 4.625%
HK$28,715
+HK$1,647/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,136/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,336
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,096
−HK$771/mo
Today · 4.125%
HK$29,867
baseline
▲ 0.50% · 4.625%
HK$31,441
+HK$1,574/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,734/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,565
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,515
−HK$966/mo
Today · 4.125%
HK$32,481
baseline
▲ 0.50% · 4.625%
HK$34,458
+HK$1,977/mo
Deposit HK$4.47M · loan HK$6.70M · min. income ≈ HK$64,962/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$418,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,003
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,915
−HK$925/mo
Today · 4.125%
HK$35,840
baseline
▲ 0.50% · 4.625%
HK$37,729
+HK$1,889/mo
Deposit HK$4.47M · loan HK$6.70M · min. income ≈ HK$71,680/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$418,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,659
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,768
−HK$1,127/mo
Today · 4.125%
HK$37,895
baseline
▲ 0.50% · 4.625%
HK$40,201
+HK$2,306/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$75,790/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,670
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,734
−HK$1,079/mo
Today · 4.125%
HK$41,813
baseline
▲ 0.50% · 4.625%
HK$44,017
+HK$2,204/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$83,626/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,847
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,273
−HK$1,449/mo
Today · 4.125%
HK$48,722
baseline
▲ 0.50% · 4.625%
HK$51,687
+HK$2,965/mo
Deposit HK$1.12M · loan HK$10.05M · min. income ≈ HK$97,444/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$418,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,004
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,372
−HK$1,388/mo
Today · 4.125%
HK$53,760
baseline
▲ 0.50% · 4.625%
HK$56,594
+HK$2,834/mo
Deposit HK$1.12M · loan HK$10.05M · min. income ≈ HK$107,520/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$418,876 · Scale 2, in force from 26 Feb 2026)