LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,473
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,265
−HK$805/mo
Today · 4.125%
HK$27,070
baseline
▲ 0.50% · 4.625%
HK$28,718
+HK$1,648/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,140/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,338
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,099
−HK$771/mo
Today · 4.125%
HK$29,870
baseline
▲ 0.50% · 4.625%
HK$31,444
+HK$1,574/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,740/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,568
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,518
−HK$966/mo
Today · 4.125%
HK$32,484
baseline
▲ 0.50% · 4.625%
HK$34,461
+HK$1,977/mo
Deposit HK$4.47M · loan HK$6.70M · min. income ≈ HK$64,968/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$418,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,006
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,918
−HK$925/mo
Today · 4.125%
HK$35,843
baseline
▲ 0.50% · 4.625%
HK$37,733
+HK$1,890/mo
Deposit HK$4.47M · loan HK$6.70M · min. income ≈ HK$71,686/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$418,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,662
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,772
−HK$1,127/mo
Today · 4.125%
HK$37,899
baseline
▲ 0.50% · 4.625%
HK$40,205
+HK$2,306/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$75,798/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,674
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,738
−HK$1,079/mo
Today · 4.125%
HK$41,817
baseline
▲ 0.50% · 4.625%
HK$44,022
+HK$2,205/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$83,634/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,851
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,278
−HK$1,449/mo
Today · 4.125%
HK$48,727
baseline
▲ 0.50% · 4.625%
HK$51,692
+HK$2,965/mo
Deposit HK$1.12M · loan HK$10.05M · min. income ≈ HK$97,454/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$418,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,009
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,377
−HK$1,388/mo
Today · 4.125%
HK$53,765
baseline
▲ 0.50% · 4.625%
HK$56,599
+HK$2,834/mo
Deposit HK$1.12M · loan HK$10.05M · min. income ≈ HK$107,530/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$418,918 · Scale 2, in force from 26 Feb 2026)