LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,474
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,266
−HK$805/mo
Today · 4.125%
HK$27,071
baseline
▲ 0.50% · 4.625%
HK$28,718
+HK$1,647/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,142/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,339
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,099
−HK$771/mo
Today · 4.125%
HK$29,870
baseline
▲ 0.50% · 4.625%
HK$31,445
+HK$1,575/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,740/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,568
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,519
−HK$966/mo
Today · 4.125%
HK$32,485
baseline
▲ 0.50% · 4.625%
HK$34,462
+HK$1,977/mo
Deposit HK$4.47M · loan HK$6.70M · min. income ≈ HK$64,970/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$418,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,007
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,919
−HK$925/mo
Today · 4.125%
HK$35,844
baseline
▲ 0.50% · 4.625%
HK$37,734
+HK$1,890/mo
Deposit HK$4.47M · loan HK$6.70M · min. income ≈ HK$71,688/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$418,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,663
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,772
−HK$1,127/mo
Today · 4.125%
HK$37,899
baseline
▲ 0.50% · 4.625%
HK$40,206
+HK$2,307/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$75,798/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,675
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,739
−HK$1,079/mo
Today · 4.125%
HK$41,818
baseline
▲ 0.50% · 4.625%
HK$44,023
+HK$2,205/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$83,636/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,852
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,279
−HK$1,449/mo
Today · 4.125%
HK$48,728
baseline
▲ 0.50% · 4.625%
HK$51,693
+HK$2,965/mo
Deposit HK$1.12M · loan HK$10.05M · min. income ≈ HK$97,456/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$418,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,010
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,378
−HK$1,388/mo
Today · 4.125%
HK$53,766
baseline
▲ 0.50% · 4.625%
HK$56,600
+HK$2,834/mo
Deposit HK$1.12M · loan HK$10.05M · min. income ≈ HK$107,532/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$418,927 · Scale 2, in force from 26 Feb 2026)