LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,475
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,267
−HK$805/mo
Today · 4.125%
HK$27,072
baseline
▲ 0.50% · 4.625%
HK$28,720
+HK$1,648/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,144/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,341
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,101
−HK$771/mo
Today · 4.125%
HK$29,872
baseline
▲ 0.50% · 4.625%
HK$31,446
+HK$1,574/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,744/mo (50% DSR)
Upfront cash ≈ HK$6.00M (deposit + AVD stamp duty HK$418,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,570
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,521
−HK$966/mo
Today · 4.125%
HK$32,487
baseline
▲ 0.50% · 4.625%
HK$34,464
+HK$1,977/mo
Deposit HK$4.47M · loan HK$6.70M · min. income ≈ HK$64,974/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$418,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,009
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,921
−HK$925/mo
Today · 4.125%
HK$35,846
baseline
▲ 0.50% · 4.625%
HK$37,736
+HK$1,890/mo
Deposit HK$4.47M · loan HK$6.70M · min. income ≈ HK$71,692/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$418,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,665
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,774
−HK$1,127/mo
Today · 4.125%
HK$37,901
baseline
▲ 0.50% · 4.625%
HK$40,208
+HK$2,307/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$75,802/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,677
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,741
−HK$1,079/mo
Today · 4.125%
HK$41,820
baseline
▲ 0.50% · 4.625%
HK$44,025
+HK$2,205/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$83,640/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$418,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,855
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,281
−HK$1,449/mo
Today · 4.125%
HK$48,730
baseline
▲ 0.50% · 4.625%
HK$51,695
+HK$2,965/mo
Deposit HK$1.12M · loan HK$10.05M · min. income ≈ HK$97,460/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$418,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,013
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,381
−HK$1,388/mo
Today · 4.125%
HK$53,769
baseline
▲ 0.50% · 4.625%
HK$56,603
+HK$2,834/mo
Deposit HK$1.12M · loan HK$10.05M · min. income ≈ HK$107,538/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$418,948 · Scale 2, in force from 26 Feb 2026)