LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,480
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,272
−HK$806/mo
Today · 4.125%
HK$27,078
baseline
▲ 0.50% · 4.625%
HK$28,725
+HK$1,647/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,156/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,346
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,106
−HK$772/mo
Today · 4.125%
HK$29,878
baseline
▲ 0.50% · 4.625%
HK$31,452
+HK$1,574/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,756/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,576
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,527
−HK$966/mo
Today · 4.125%
HK$32,493
baseline
▲ 0.50% · 4.625%
HK$34,470
+HK$1,977/mo
Deposit HK$4.47M · loan HK$6.70M · min. income ≈ HK$64,986/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,015
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,928
−HK$925/mo
Today · 4.125%
HK$35,853
baseline
▲ 0.50% · 4.625%
HK$37,743
+HK$1,890/mo
Deposit HK$4.47M · loan HK$6.70M · min. income ≈ HK$71,706/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,672
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,781
−HK$1,128/mo
Today · 4.125%
HK$37,909
baseline
▲ 0.50% · 4.625%
HK$40,215
+HK$2,306/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$75,818/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,685
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,749
−HK$1,080/mo
Today · 4.125%
HK$41,829
baseline
▲ 0.50% · 4.625%
HK$44,033
+HK$2,204/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$83,658/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,864
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,290
−HK$1,450/mo
Today · 4.125%
HK$48,740
baseline
▲ 0.50% · 4.625%
HK$51,706
+HK$2,966/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$97,480/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,023
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,391
−HK$1,389/mo
Today · 4.125%
HK$53,780
baseline
▲ 0.50% · 4.625%
HK$56,614
+HK$2,834/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$107,560/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,030 · Scale 2, in force from 26 Feb 2026)