LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,483
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,275
−HK$806/mo
Today · 4.125%
HK$27,081
baseline
▲ 0.50% · 4.625%
HK$28,728
+HK$1,647/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,162/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,349
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,109
−HK$772/mo
Today · 4.125%
HK$29,881
baseline
▲ 0.50% · 4.625%
HK$31,456
+HK$1,575/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,762/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,579
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,530
−HK$967/mo
Today · 4.125%
HK$32,497
baseline
▲ 0.50% · 4.625%
HK$34,474
+HK$1,977/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$64,994/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,019
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,931
−HK$926/mo
Today · 4.125%
HK$35,857
baseline
▲ 0.50% · 4.625%
HK$37,747
+HK$1,890/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$71,714/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,676
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,785
−HK$1,128/mo
Today · 4.125%
HK$37,913
baseline
▲ 0.50% · 4.625%
HK$40,220
+HK$2,307/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$75,826/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,689
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,753
−HK$1,080/mo
Today · 4.125%
HK$41,833
baseline
▲ 0.50% · 4.625%
HK$44,038
+HK$2,205/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$83,666/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,869
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,295
−HK$1,450/mo
Today · 4.125%
HK$48,745
baseline
▲ 0.50% · 4.625%
HK$51,711
+HK$2,966/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$97,490/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,028
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,397
−HK$1,388/mo
Today · 4.125%
HK$53,785
baseline
▲ 0.50% · 4.625%
HK$56,620
+HK$2,835/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$107,570/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,074 · Scale 2, in force from 26 Feb 2026)