LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,484
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,276
−HK$806/mo
Today · 4.125%
HK$27,082
baseline
▲ 0.50% · 4.625%
HK$28,729
+HK$1,647/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,164/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,350
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,111
−HK$771/mo
Today · 4.125%
HK$29,882
baseline
▲ 0.50% · 4.625%
HK$31,457
+HK$1,575/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,764/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,580
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,532
−HK$966/mo
Today · 4.125%
HK$32,498
baseline
▲ 0.50% · 4.625%
HK$34,475
+HK$1,977/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$64,996/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,020
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,933
−HK$925/mo
Today · 4.125%
HK$35,858
baseline
▲ 0.50% · 4.625%
HK$37,748
+HK$1,890/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$71,716/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,677
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,787
−HK$1,127/mo
Today · 4.125%
HK$37,914
baseline
▲ 0.50% · 4.625%
HK$40,221
+HK$2,307/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$75,828/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,690
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,755
−HK$1,080/mo
Today · 4.125%
HK$41,835
baseline
▲ 0.50% · 4.625%
HK$44,040
+HK$2,205/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$83,670/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,870
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,297
−HK$1,450/mo
Today · 4.125%
HK$48,747
baseline
▲ 0.50% · 4.625%
HK$51,713
+HK$2,966/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$97,494/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,030
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,399
−HK$1,388/mo
Today · 4.125%
HK$53,787
baseline
▲ 0.50% · 4.625%
HK$56,623
+HK$2,836/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$107,574/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,091 · Scale 2, in force from 26 Feb 2026)