LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,486
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,279
−HK$805/mo
Today · 4.125%
HK$27,084
baseline
▲ 0.50% · 4.625%
HK$28,733
+HK$1,649/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,168/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,353
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,114
−HK$771/mo
Today · 4.125%
HK$29,885
baseline
▲ 0.50% · 4.625%
HK$31,460
+HK$1,575/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,770/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,584
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,535
−HK$966/mo
Today · 4.125%
HK$32,501
baseline
▲ 0.50% · 4.625%
HK$34,479
+HK$1,978/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$65,002/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,024
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,936
−HK$926/mo
Today · 4.125%
HK$35,862
baseline
▲ 0.50% · 4.625%
HK$37,752
+HK$1,890/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$71,724/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,681
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,791
−HK$1,127/mo
Today · 4.125%
HK$37,918
baseline
▲ 0.50% · 4.625%
HK$40,226
+HK$2,308/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$75,836/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,695
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,759
−HK$1,080/mo
Today · 4.125%
HK$41,839
baseline
▲ 0.50% · 4.625%
HK$44,044
+HK$2,205/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$83,678/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,875
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,302
−HK$1,450/mo
Today · 4.125%
HK$48,752
baseline
▲ 0.50% · 4.625%
HK$51,719
+HK$2,967/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$97,504/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,036
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,405
−HK$1,388/mo
Today · 4.125%
HK$53,793
baseline
▲ 0.50% · 4.625%
HK$56,629
+HK$2,836/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$107,586/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,135 · Scale 2, in force from 26 Feb 2026)