LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,489
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,282
−HK$805/mo
Today · 4.125%
HK$27,087
baseline
▲ 0.50% · 4.625%
HK$28,736
+HK$1,649/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,174/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,356
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,117
−HK$771/mo
Today · 4.125%
HK$29,888
baseline
▲ 0.50% · 4.625%
HK$31,464
+HK$1,576/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,776/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,587
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,538
−HK$967/mo
Today · 4.125%
HK$32,505
baseline
▲ 0.50% · 4.625%
HK$34,483
+HK$1,978/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$65,010/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,027
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,940
−HK$926/mo
Today · 4.125%
HK$35,866
baseline
▲ 0.50% · 4.625%
HK$37,756
+HK$1,890/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$71,732/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,685
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,795
−HK$1,127/mo
Today · 4.125%
HK$37,922
baseline
▲ 0.50% · 4.625%
HK$40,230
+HK$2,308/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$75,844/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,699
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,763
−HK$1,081/mo
Today · 4.125%
HK$41,844
baseline
▲ 0.50% · 4.625%
HK$44,049
+HK$2,205/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$83,688/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,880
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,307
−HK$1,450/mo
Today · 4.125%
HK$48,757
baseline
▲ 0.50% · 4.625%
HK$51,724
+HK$2,967/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$97,514/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,041
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,410
−HK$1,389/mo
Today · 4.125%
HK$53,799
baseline
▲ 0.50% · 4.625%
HK$56,635
+HK$2,836/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$107,598/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,180 · Scale 2, in force from 26 Feb 2026)