LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,490
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,282
−HK$806/mo
Today · 4.125%
HK$27,088
baseline
▲ 0.50% · 4.625%
HK$28,736
+HK$1,648/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,176/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,357
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,117
−HK$772/mo
Today · 4.125%
HK$29,889
baseline
▲ 0.50% · 4.625%
HK$31,464
+HK$1,575/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,778/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,587
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,539
−HK$967/mo
Today · 4.125%
HK$32,506
baseline
▲ 0.50% · 4.625%
HK$34,483
+HK$1,977/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$65,012/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,028
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,941
−HK$926/mo
Today · 4.125%
HK$35,867
baseline
▲ 0.50% · 4.625%
HK$37,757
+HK$1,890/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$71,734/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,685
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,795
−HK$1,128/mo
Today · 4.125%
HK$37,923
baseline
▲ 0.50% · 4.625%
HK$40,231
+HK$2,308/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$75,846/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,700
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,764
−HK$1,080/mo
Today · 4.125%
HK$41,844
baseline
▲ 0.50% · 4.625%
HK$44,050
+HK$2,206/mo
Deposit HK$3.35M · loan HK$7.82M · min. income ≈ HK$83,688/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,881
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,308
−HK$1,450/mo
Today · 4.125%
HK$48,758
baseline
▲ 0.50% · 4.625%
HK$51,725
+HK$2,967/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$97,516/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,042
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,411
−HK$1,389/mo
Today · 4.125%
HK$53,800
baseline
▲ 0.50% · 4.625%
HK$56,636
+HK$2,836/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$107,600/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,189 · Scale 2, in force from 26 Feb 2026)