LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,496
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,289
−HK$806/mo
Today · 4.125%
HK$27,095
baseline
▲ 0.50% · 4.625%
HK$28,743
+HK$1,648/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,190/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,364
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,124
−HK$772/mo
Today · 4.125%
HK$29,896
baseline
▲ 0.50% · 4.625%
HK$31,472
+HK$1,576/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,792/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,595
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,547
−HK$966/mo
Today · 4.125%
HK$32,513
baseline
▲ 0.50% · 4.625%
HK$34,492
+HK$1,979/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$65,026/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,037
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,949
−HK$926/mo
Today · 4.125%
HK$35,875
baseline
▲ 0.50% · 4.625%
HK$37,766
+HK$1,891/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$71,750/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,694
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$36,804
−HK$1,128/mo
Today · 4.125%
HK$37,932
baseline
▲ 0.50% · 4.625%
HK$40,240
+HK$2,308/mo
Deposit HK$3.35M · loan HK$7.83M · min. income ≈ HK$75,864/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,709
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$40,774
−HK$1,081/mo
Today · 4.125%
HK$41,855
baseline
▲ 0.50% · 4.625%
HK$44,061
+HK$2,206/mo
Deposit HK$3.35M · loan HK$7.83M · min. income ≈ HK$83,710/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,892
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,320
−HK$1,450/mo
Today · 4.125%
HK$48,770
baseline
▲ 0.50% · 4.625%
HK$51,738
+HK$2,968/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$97,540/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,055
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,424
−HK$1,389/mo
Today · 4.125%
HK$53,813
baseline
▲ 0.50% · 4.625%
HK$56,650
+HK$2,837/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$107,626/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,291 · Scale 2, in force from 26 Feb 2026)