Skip to content
Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$111.81M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$356,942
−HK$22,383/mo
▼ 0.25% · 3.875%
HK$368,045
−HK$11,280/mo
Today · 4.125%
HK$379,325
baseline
▲ 0.50% · 4.625%
HK$402,406
+HK$23,081/mo

Deposit HK$33.54M · loan HK$78.27M · min. income ≈ HK$758,650/mo (50% DSR)

Upfront cash ≈ HK$40.81M (deposit + AVD stamp duty HK$7,267,734 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.