LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,497
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,290
−HK$805/mo
Today · 4.125%
HK$27,095
baseline
▲ 0.50% · 4.625%
HK$28,744
+HK$1,649/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,190/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,365
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,125
−HK$772/mo
Today · 4.125%
HK$29,897
baseline
▲ 0.50% · 4.625%
HK$31,473
+HK$1,576/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,794/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,596
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,548
−HK$966/mo
Today · 4.125%
HK$32,514
baseline
▲ 0.50% · 4.625%
HK$34,493
+HK$1,979/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$65,028/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,038
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,950
−HK$927/mo
Today · 4.125%
HK$35,877
baseline
▲ 0.50% · 4.625%
HK$37,768
+HK$1,891/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$71,754/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,695
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,805
−HK$1,129/mo
Today · 4.125%
HK$37,934
baseline
▲ 0.50% · 4.625%
HK$40,242
+HK$2,308/mo
Deposit HK$3.35M · loan HK$7.83M · min. income ≈ HK$75,868/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,711
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,776
−HK$1,080/mo
Today · 4.125%
HK$41,856
baseline
▲ 0.50% · 4.625%
HK$44,062
+HK$2,206/mo
Deposit HK$3.35M · loan HK$7.83M · min. income ≈ HK$83,712/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$419,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,894
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,321
−HK$1,451/mo
Today · 4.125%
HK$48,772
baseline
▲ 0.50% · 4.625%
HK$51,739
+HK$2,967/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$97,544/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,056
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,426
−HK$1,389/mo
Today · 4.125%
HK$53,815
baseline
▲ 0.50% · 4.625%
HK$56,651
+HK$2,836/mo
Deposit HK$1.12M · loan HK$10.06M · min. income ≈ HK$107,630/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,304 · Scale 2, in force from 26 Feb 2026)