LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,510
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,303
−HK$806/mo
Today · 4.125%
HK$27,109
baseline
▲ 0.50% · 4.625%
HK$28,759
+HK$1,650/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,218/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,379
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,140
−HK$773/mo
Today · 4.125%
HK$29,913
baseline
▲ 0.50% · 4.625%
HK$31,489
+HK$1,576/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,826/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,612
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,564
−HK$967/mo
Today · 4.125%
HK$32,531
baseline
▲ 0.50% · 4.625%
HK$34,511
+HK$1,980/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$65,062/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,055
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,969
−HK$926/mo
Today · 4.125%
HK$35,895
baseline
▲ 0.50% · 4.625%
HK$37,787
+HK$1,892/mo
Deposit HK$4.47M · loan HK$6.71M · min. income ≈ HK$71,790/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,714
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$36,825
−HK$1,128/mo
Today · 4.125%
HK$37,953
baseline
▲ 0.50% · 4.625%
HK$40,263
+HK$2,310/mo
Deposit HK$3.36M · loan HK$7.83M · min. income ≈ HK$75,906/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$419,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,731
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,797
−HK$1,081/mo
Today · 4.125%
HK$41,878
baseline
▲ 0.50% · 4.625%
HK$44,085
+HK$2,207/mo
Deposit HK$3.36M · loan HK$7.83M · min. income ≈ HK$83,756/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$419,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,918
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,346
−HK$1,451/mo
Today · 4.125%
HK$48,797
baseline
▲ 0.50% · 4.625%
HK$51,766
+HK$2,969/mo
Deposit HK$1.12M · loan HK$10.07M · min. income ≈ HK$97,594/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,083
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,453
−HK$1,390/mo
Today · 4.125%
HK$53,843
baseline
▲ 0.50% · 4.625%
HK$56,681
+HK$2,838/mo
Deposit HK$1.12M · loan HK$10.07M · min. income ≈ HK$107,686/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,522 · Scale 2, in force from 26 Feb 2026)