LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,511
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,304
−HK$807/mo
Today · 4.125%
HK$27,111
baseline
▲ 0.50% · 4.625%
HK$28,760
+HK$1,649/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$54,222/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,381
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,142
−HK$772/mo
Today · 4.125%
HK$29,914
baseline
▲ 0.50% · 4.625%
HK$31,491
+HK$1,577/mo
Deposit HK$5.59M · loan HK$5.59M · min. income ≈ HK$59,828/mo (50% DSR)
Upfront cash ≈ HK$6.01M (deposit + AVD stamp duty HK$419,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,613
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,565
−HK$968/mo
Today · 4.125%
HK$32,533
baseline
▲ 0.50% · 4.625%
HK$34,512
+HK$1,979/mo
Deposit HK$4.48M · loan HK$6.71M · min. income ≈ HK$65,066/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,057
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,970
−HK$927/mo
Today · 4.125%
HK$35,897
baseline
▲ 0.50% · 4.625%
HK$37,789
+HK$1,892/mo
Deposit HK$4.48M · loan HK$6.71M · min. income ≈ HK$71,794/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$419,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,715
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,826
−HK$1,129/mo
Today · 4.125%
HK$37,955
baseline
▲ 0.50% · 4.625%
HK$40,264
+HK$2,309/mo
Deposit HK$3.36M · loan HK$7.83M · min. income ≈ HK$75,910/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$419,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,733
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,799
−HK$1,081/mo
Today · 4.125%
HK$41,880
baseline
▲ 0.50% · 4.625%
HK$44,087
+HK$2,207/mo
Deposit HK$3.36M · loan HK$7.83M · min. income ≈ HK$83,760/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$419,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,920
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,348
−HK$1,451/mo
Today · 4.125%
HK$48,799
baseline
▲ 0.50% · 4.625%
HK$51,769
+HK$2,970/mo
Deposit HK$1.12M · loan HK$10.07M · min. income ≈ HK$97,598/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,085
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,455
−HK$1,390/mo
Today · 4.125%
HK$53,845
baseline
▲ 0.50% · 4.625%
HK$56,683
+HK$2,838/mo
Deposit HK$1.12M · loan HK$10.07M · min. income ≈ HK$107,690/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,541 · Scale 2, in force from 26 Feb 2026)