LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,527
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,321
−HK$807/mo
Today · 4.125%
HK$27,128
baseline
▲ 0.50% · 4.625%
HK$28,778
+HK$1,650/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$54,256/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$419,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,399
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,160
−HK$773/mo
Today · 4.125%
HK$29,933
baseline
▲ 0.50% · 4.625%
HK$31,511
+HK$1,578/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$59,866/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$419,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,632
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,585
−HK$968/mo
Today · 4.125%
HK$32,553
baseline
▲ 0.50% · 4.625%
HK$34,534
+HK$1,981/mo
Deposit HK$4.48M · loan HK$6.72M · min. income ≈ HK$65,106/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$419,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,078
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,992
−HK$927/mo
Today · 4.125%
HK$35,919
baseline
▲ 0.50% · 4.625%
HK$37,813
+HK$1,894/mo
Deposit HK$4.48M · loan HK$6.72M · min. income ≈ HK$71,838/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$419,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,738
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,849
−HK$1,130/mo
Today · 4.125%
HK$37,979
baseline
▲ 0.50% · 4.625%
HK$40,290
+HK$2,311/mo
Deposit HK$3.36M · loan HK$7.84M · min. income ≈ HK$75,958/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$419,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,758
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,824
−HK$1,082/mo
Today · 4.125%
HK$41,906
baseline
▲ 0.50% · 4.625%
HK$44,115
+HK$2,209/mo
Deposit HK$3.36M · loan HK$7.84M · min. income ≈ HK$83,812/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$419,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,949
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,378
−HK$1,452/mo
Today · 4.125%
HK$48,830
baseline
▲ 0.50% · 4.625%
HK$51,801
+HK$2,971/mo
Deposit HK$1.12M · loan HK$10.08M · min. income ≈ HK$97,660/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,117
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,488
−HK$1,391/mo
Today · 4.125%
HK$53,879
baseline
▲ 0.50% · 4.625%
HK$56,719
+HK$2,840/mo
Deposit HK$1.12M · loan HK$10.08M · min. income ≈ HK$107,758/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,806 · Scale 2, in force from 26 Feb 2026)