LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,531
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,326
−HK$806/mo
Today · 4.125%
HK$27,132
baseline
▲ 0.50% · 4.625%
HK$28,783
+HK$1,651/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$54,264/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$419,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,403
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,165
−HK$773/mo
Today · 4.125%
HK$29,938
baseline
▲ 0.50% · 4.625%
HK$31,516
+HK$1,578/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$59,876/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$419,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,638
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,591
−HK$968/mo
Today · 4.125%
HK$32,559
baseline
▲ 0.50% · 4.625%
HK$34,540
+HK$1,981/mo
Deposit HK$4.48M · loan HK$6.72M · min. income ≈ HK$65,118/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$419,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,084
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$34,998
−HK$928/mo
Today · 4.125%
HK$35,926
baseline
▲ 0.50% · 4.625%
HK$37,819
+HK$1,893/mo
Deposit HK$4.48M · loan HK$6.72M · min. income ≈ HK$71,852/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$419,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,744
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,856
−HK$1,129/mo
Today · 4.125%
HK$37,985
baseline
▲ 0.50% · 4.625%
HK$40,297
+HK$2,312/mo
Deposit HK$3.36M · loan HK$7.84M · min. income ≈ HK$75,970/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$419,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,765
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,831
−HK$1,082/mo
Today · 4.125%
HK$41,913
baseline
▲ 0.50% · 4.625%
HK$44,122
+HK$2,209/mo
Deposit HK$3.36M · loan HK$7.84M · min. income ≈ HK$83,826/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$419,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,957
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,386
−HK$1,452/mo
Today · 4.125%
HK$48,838
baseline
▲ 0.50% · 4.625%
HK$51,810
+HK$2,972/mo
Deposit HK$1.12M · loan HK$10.08M · min. income ≈ HK$97,676/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,126
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,497
−HK$1,391/mo
Today · 4.125%
HK$53,888
baseline
▲ 0.50% · 4.625%
HK$56,729
+HK$2,841/mo
Deposit HK$1.12M · loan HK$10.08M · min. income ≈ HK$107,776/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,878 · Scale 2, in force from 26 Feb 2026)