LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,535
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,329
−HK$807/mo
Today · 4.125%
HK$27,136
baseline
▲ 0.50% · 4.625%
HK$28,787
+HK$1,651/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$54,272/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$419,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,407
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,169
−HK$773/mo
Today · 4.125%
HK$29,942
baseline
▲ 0.50% · 4.625%
HK$31,520
+HK$1,578/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$59,884/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$419,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,642
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,595
−HK$968/mo
Today · 4.125%
HK$32,563
baseline
▲ 0.50% · 4.625%
HK$34,545
+HK$1,982/mo
Deposit HK$4.48M · loan HK$6.72M · min. income ≈ HK$65,126/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$419,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,089
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$35,003
−HK$927/mo
Today · 4.125%
HK$35,930
baseline
▲ 0.50% · 4.625%
HK$37,824
+HK$1,894/mo
Deposit HK$4.48M · loan HK$6.72M · min. income ≈ HK$71,860/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$419,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,749
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,861
−HK$1,129/mo
Today · 4.125%
HK$37,990
baseline
▲ 0.50% · 4.625%
HK$40,302
+HK$2,312/mo
Deposit HK$3.36M · loan HK$7.84M · min. income ≈ HK$75,980/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$419,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,770
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,837
−HK$1,082/mo
Today · 4.125%
HK$41,919
baseline
▲ 0.50% · 4.625%
HK$44,128
+HK$2,209/mo
Deposit HK$3.36M · loan HK$7.84M · min. income ≈ HK$83,838/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$419,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,963
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,392
−HK$1,453/mo
Today · 4.125%
HK$48,845
baseline
▲ 0.50% · 4.625%
HK$51,817
+HK$2,972/mo
Deposit HK$1.12M · loan HK$10.08M · min. income ≈ HK$97,690/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,133
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,504
−HK$1,391/mo
Today · 4.125%
HK$53,895
baseline
▲ 0.50% · 4.625%
HK$56,736
+HK$2,841/mo
Deposit HK$1.12M · loan HK$10.08M · min. income ≈ HK$107,790/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$419,933 · Scale 2, in force from 26 Feb 2026)