LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,540
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,334
−HK$807/mo
Today · 4.125%
HK$27,141
baseline
▲ 0.50% · 4.625%
HK$28,793
+HK$1,652/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$54,282/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$420,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,412
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,174
−HK$774/mo
Today · 4.125%
HK$29,948
baseline
▲ 0.50% · 4.625%
HK$31,526
+HK$1,578/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$59,896/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$420,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,647
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,601
−HK$968/mo
Today · 4.125%
HK$32,569
baseline
▲ 0.50% · 4.625%
HK$34,551
+HK$1,982/mo
Deposit HK$4.48M · loan HK$6.72M · min. income ≈ HK$65,138/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$420,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,095
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,009
−HK$928/mo
Today · 4.125%
HK$35,937
baseline
▲ 0.50% · 4.625%
HK$37,831
+HK$1,894/mo
Deposit HK$4.48M · loan HK$6.72M · min. income ≈ HK$71,874/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$420,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,755
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,868
−HK$1,130/mo
Today · 4.125%
HK$37,998
baseline
▲ 0.50% · 4.625%
HK$40,310
+HK$2,312/mo
Deposit HK$3.36M · loan HK$7.84M · min. income ≈ HK$75,996/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$420,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,777
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,844
−HK$1,083/mo
Today · 4.125%
HK$41,927
baseline
▲ 0.50% · 4.625%
HK$44,137
+HK$2,210/mo
Deposit HK$3.36M · loan HK$7.84M · min. income ≈ HK$83,854/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$420,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,971
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,401
−HK$1,453/mo
Today · 4.125%
HK$48,854
baseline
▲ 0.50% · 4.625%
HK$51,827
+HK$2,973/mo
Deposit HK$1.12M · loan HK$10.08M · min. income ≈ HK$97,708/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,142
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,514
−HK$1,392/mo
Today · 4.125%
HK$53,906
baseline
▲ 0.50% · 4.625%
HK$56,747
+HK$2,841/mo
Deposit HK$1.12M · loan HK$10.08M · min. income ≈ HK$107,812/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,011 · Scale 2, in force from 26 Feb 2026)