LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,546
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,341
−HK$807/mo
Today · 4.125%
HK$27,148
baseline
▲ 0.50% · 4.625%
HK$28,800
+HK$1,652/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$54,296/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$420,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,420
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,182
−HK$773/mo
Today · 4.125%
HK$29,955
baseline
▲ 0.50% · 4.625%
HK$31,534
+HK$1,579/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$59,910/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$420,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,655
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,609
−HK$969/mo
Today · 4.125%
HK$32,578
baseline
▲ 0.50% · 4.625%
HK$34,560
+HK$1,982/mo
Deposit HK$4.48M · loan HK$6.72M · min. income ≈ HK$65,156/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$420,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,104
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,018
−HK$928/mo
Today · 4.125%
HK$35,946
baseline
▲ 0.50% · 4.625%
HK$37,841
+HK$1,895/mo
Deposit HK$4.48M · loan HK$6.72M · min. income ≈ HK$71,892/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$420,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,765
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,877
−HK$1,130/mo
Today · 4.125%
HK$38,007
baseline
▲ 0.50% · 4.625%
HK$40,320
+HK$2,313/mo
Deposit HK$3.36M · loan HK$7.84M · min. income ≈ HK$76,014/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$420,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,788
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,855
−HK$1,082/mo
Today · 4.125%
HK$41,937
baseline
▲ 0.50% · 4.625%
HK$44,148
+HK$2,211/mo
Deposit HK$3.36M · loan HK$7.84M · min. income ≈ HK$83,874/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$420,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,983
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,413
−HK$1,454/mo
Today · 4.125%
HK$48,867
baseline
▲ 0.50% · 4.625%
HK$51,840
+HK$2,973/mo
Deposit HK$1.12M · loan HK$10.08M · min. income ≈ HK$97,734/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,156
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,528
−HK$1,391/mo
Today · 4.125%
HK$53,919
baseline
▲ 0.50% · 4.625%
HK$56,762
+HK$2,843/mo
Deposit HK$1.12M · loan HK$10.08M · min. income ≈ HK$107,838/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,120 · Scale 2, in force from 26 Feb 2026)