LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,556
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,350
−HK$808/mo
Today · 4.125%
HK$27,158
baseline
▲ 0.50% · 4.625%
HK$28,811
+HK$1,653/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$54,316/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$420,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,430
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,193
−HK$773/mo
Today · 4.125%
HK$29,966
baseline
▲ 0.50% · 4.625%
HK$31,546
+HK$1,580/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$59,932/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$420,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,667
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,621
−HK$969/mo
Today · 4.125%
HK$32,590
baseline
▲ 0.50% · 4.625%
HK$34,573
+HK$1,983/mo
Deposit HK$4.48M · loan HK$6.72M · min. income ≈ HK$65,180/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$420,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,116
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,031
−HK$929/mo
Today · 4.125%
HK$35,960
baseline
▲ 0.50% · 4.625%
HK$37,855
+HK$1,895/mo
Deposit HK$4.48M · loan HK$6.72M · min. income ≈ HK$71,920/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$420,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,778
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,891
−HK$1,130/mo
Today · 4.125%
HK$38,021
baseline
▲ 0.50% · 4.625%
HK$40,335
+HK$2,314/mo
Deposit HK$3.36M · loan HK$7.85M · min. income ≈ HK$76,042/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$420,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,802
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,870
−HK$1,083/mo
Today · 4.125%
HK$41,953
baseline
▲ 0.50% · 4.625%
HK$44,164
+HK$2,211/mo
Deposit HK$3.36M · loan HK$7.85M · min. income ≈ HK$83,906/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$420,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,000
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,431
−HK$1,454/mo
Today · 4.125%
HK$48,885
baseline
▲ 0.50% · 4.625%
HK$51,859
+HK$2,974/mo
Deposit HK$1.12M · loan HK$10.09M · min. income ≈ HK$97,770/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,175
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,547
−HK$1,392/mo
Today · 4.125%
HK$53,939
baseline
▲ 0.50% · 4.625%
HK$56,783
+HK$2,844/mo
Deposit HK$1.12M · loan HK$10.09M · min. income ≈ HK$107,878/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,275 · Scale 2, in force from 26 Feb 2026)