LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,558
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,353
−HK$808/mo
Today · 4.125%
HK$27,161
baseline
▲ 0.50% · 4.625%
HK$28,813
+HK$1,652/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$54,322/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$420,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,433
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,195
−HK$774/mo
Today · 4.125%
HK$29,969
baseline
▲ 0.50% · 4.625%
HK$31,549
+HK$1,580/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$59,938/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$420,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,669
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,623
−HK$970/mo
Today · 4.125%
HK$32,593
baseline
▲ 0.50% · 4.625%
HK$34,576
+HK$1,983/mo
Deposit HK$4.48M · loan HK$6.73M · min. income ≈ HK$65,186/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$420,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,119
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,035
−HK$928/mo
Today · 4.125%
HK$35,963
baseline
▲ 0.50% · 4.625%
HK$37,858
+HK$1,895/mo
Deposit HK$4.48M · loan HK$6.73M · min. income ≈ HK$71,926/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$420,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,781
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,894
−HK$1,131/mo
Today · 4.125%
HK$38,025
baseline
▲ 0.50% · 4.625%
HK$40,339
+HK$2,314/mo
Deposit HK$3.36M · loan HK$7.85M · min. income ≈ HK$76,050/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$420,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,806
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,874
−HK$1,083/mo
Today · 4.125%
HK$41,957
baseline
▲ 0.50% · 4.625%
HK$44,168
+HK$2,211/mo
Deposit HK$3.36M · loan HK$7.85M · min. income ≈ HK$83,914/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$420,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,004
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,435
−HK$1,454/mo
Today · 4.125%
HK$48,889
baseline
▲ 0.50% · 4.625%
HK$51,864
+HK$2,975/mo
Deposit HK$1.12M · loan HK$10.09M · min. income ≈ HK$97,778/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,179
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,552
−HK$1,392/mo
Today · 4.125%
HK$53,944
baseline
▲ 0.50% · 4.625%
HK$56,788
+HK$2,844/mo
Deposit HK$1.12M · loan HK$10.09M · min. income ≈ HK$107,888/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,313 · Scale 2, in force from 26 Feb 2026)