LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,558
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,353
−HK$808/mo
Today · 4.125%
HK$27,161
baseline
▲ 0.50% · 4.625%
HK$28,814
+HK$1,653/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$54,322/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$420,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,434
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,196
−HK$774/mo
Today · 4.125%
HK$29,970
baseline
▲ 0.50% · 4.625%
HK$31,549
+HK$1,579/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$59,940/mo (50% DSR)
Upfront cash ≈ HK$6.02M (deposit + AVD stamp duty HK$420,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,670
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,624
−HK$969/mo
Today · 4.125%
HK$32,593
baseline
▲ 0.50% · 4.625%
HK$34,577
+HK$1,984/mo
Deposit HK$4.48M · loan HK$6.73M · min. income ≈ HK$65,186/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$420,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,120
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,035
−HK$929/mo
Today · 4.125%
HK$35,964
baseline
▲ 0.50% · 4.625%
HK$37,859
+HK$1,895/mo
Deposit HK$4.48M · loan HK$6.73M · min. income ≈ HK$71,928/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$420,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,782
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,895
−HK$1,131/mo
Today · 4.125%
HK$38,026
baseline
▲ 0.50% · 4.625%
HK$40,339
+HK$2,313/mo
Deposit HK$3.36M · loan HK$7.85M · min. income ≈ HK$76,052/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$420,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,807
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,875
−HK$1,083/mo
Today · 4.125%
HK$41,958
baseline
▲ 0.50% · 4.625%
HK$44,169
+HK$2,211/mo
Deposit HK$3.36M · loan HK$7.85M · min. income ≈ HK$83,916/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$420,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,005
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,436
−HK$1,454/mo
Today · 4.125%
HK$48,890
baseline
▲ 0.50% · 4.625%
HK$51,865
+HK$2,975/mo
Deposit HK$1.12M · loan HK$10.09M · min. income ≈ HK$97,780/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,180
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,553
−HK$1,392/mo
Today · 4.125%
HK$53,945
baseline
▲ 0.50% · 4.625%
HK$56,789
+HK$2,844/mo
Deposit HK$1.12M · loan HK$10.09M · min. income ≈ HK$107,890/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,323 · Scale 2, in force from 26 Feb 2026)