LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,560
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,355
−HK$808/mo
Today · 4.125%
HK$27,163
baseline
▲ 0.50% · 4.625%
HK$28,816
+HK$1,653/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$54,326/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,436
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,198
−HK$774/mo
Today · 4.125%
HK$29,972
baseline
▲ 0.50% · 4.625%
HK$31,552
+HK$1,580/mo
Deposit HK$5.60M · loan HK$5.60M · min. income ≈ HK$59,944/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,672
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,626
−HK$970/mo
Today · 4.125%
HK$32,596
baseline
▲ 0.50% · 4.625%
HK$34,579
+HK$1,983/mo
Deposit HK$4.48M · loan HK$6.73M · min. income ≈ HK$65,192/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$420,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,123
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,038
−HK$928/mo
Today · 4.125%
HK$35,966
baseline
▲ 0.50% · 4.625%
HK$37,862
+HK$1,896/mo
Deposit HK$4.48M · loan HK$6.73M · min. income ≈ HK$71,932/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$420,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,784
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,898
−HK$1,130/mo
Today · 4.125%
HK$38,028
baseline
▲ 0.50% · 4.625%
HK$40,342
+HK$2,314/mo
Deposit HK$3.36M · loan HK$7.85M · min. income ≈ HK$76,056/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$420,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,810
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,877
−HK$1,084/mo
Today · 4.125%
HK$41,961
baseline
▲ 0.50% · 4.625%
HK$44,172
+HK$2,211/mo
Deposit HK$3.36M · loan HK$7.85M · min. income ≈ HK$83,922/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$420,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,009
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,440
−HK$1,454/mo
Today · 4.125%
HK$48,894
baseline
▲ 0.50% · 4.625%
HK$51,869
+HK$2,975/mo
Deposit HK$1.12M · loan HK$10.09M · min. income ≈ HK$97,788/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,184
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,557
−HK$1,392/mo
Today · 4.125%
HK$53,949
baseline
▲ 0.50% · 4.625%
HK$56,793
+HK$2,844/mo
Deposit HK$1.12M · loan HK$10.09M · min. income ≈ HK$107,898/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,353 · Scale 2, in force from 26 Feb 2026)