LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,573
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,368
−HK$808/mo
Today · 4.125%
HK$27,176
baseline
▲ 0.50% · 4.625%
HK$28,830
+HK$1,654/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$54,352/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,450
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,213
−HK$774/mo
Today · 4.125%
HK$29,987
baseline
▲ 0.50% · 4.625%
HK$31,567
+HK$1,580/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$59,974/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,687
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,642
−HK$970/mo
Today · 4.125%
HK$32,612
baseline
▲ 0.50% · 4.625%
HK$34,596
+HK$1,984/mo
Deposit HK$4.49M · loan HK$6.73M · min. income ≈ HK$65,224/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,139
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,055
−HK$929/mo
Today · 4.125%
HK$35,984
baseline
▲ 0.50% · 4.625%
HK$37,881
+HK$1,897/mo
Deposit HK$4.49M · loan HK$6.73M · min. income ≈ HK$71,968/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,802
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,916
−HK$1,131/mo
Today · 4.125%
HK$38,047
baseline
▲ 0.50% · 4.625%
HK$40,362
+HK$2,315/mo
Deposit HK$3.36M · loan HK$7.85M · min. income ≈ HK$76,094/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,829
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,898
−HK$1,083/mo
Today · 4.125%
HK$41,981
baseline
▲ 0.50% · 4.625%
HK$44,194
+HK$2,213/mo
Deposit HK$3.36M · loan HK$7.85M · min. income ≈ HK$83,962/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,031
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,463
−HK$1,455/mo
Today · 4.125%
HK$48,918
baseline
▲ 0.50% · 4.625%
HK$51,894
+HK$2,976/mo
Deposit HK$1.12M · loan HK$10.09M · min. income ≈ HK$97,836/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,209
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,583
−HK$1,393/mo
Today · 4.125%
HK$53,976
baseline
▲ 0.50% · 4.625%
HK$56,821
+HK$2,845/mo
Deposit HK$1.12M · loan HK$10.09M · min. income ≈ HK$107,952/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,559 · Scale 2, in force from 26 Feb 2026)