LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,580
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,375
−HK$809/mo
Today · 4.125%
HK$27,184
baseline
▲ 0.50% · 4.625%
HK$28,838
+HK$1,654/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$54,368/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,457
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,220
−HK$774/mo
Today · 4.125%
HK$29,994
baseline
▲ 0.50% · 4.625%
HK$31,575
+HK$1,581/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$59,988/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,695
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,650
−HK$970/mo
Today · 4.125%
HK$32,620
baseline
▲ 0.50% · 4.625%
HK$34,605
+HK$1,985/mo
Deposit HK$4.49M · loan HK$6.73M · min. income ≈ HK$65,240/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,148
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,064
−HK$929/mo
Today · 4.125%
HK$35,993
baseline
▲ 0.50% · 4.625%
HK$37,891
+HK$1,898/mo
Deposit HK$4.49M · loan HK$6.73M · min. income ≈ HK$71,986/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,811
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,925
−HK$1,132/mo
Today · 4.125%
HK$38,057
baseline
▲ 0.50% · 4.625%
HK$40,373
+HK$2,316/mo
Deposit HK$3.37M · loan HK$7.85M · min. income ≈ HK$76,114/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,840
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,908
−HK$1,084/mo
Today · 4.125%
HK$41,992
baseline
▲ 0.50% · 4.625%
HK$44,206
+HK$2,214/mo
Deposit HK$3.37M · loan HK$7.85M · min. income ≈ HK$83,984/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,043
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,475
−HK$1,456/mo
Today · 4.125%
HK$48,931
baseline
▲ 0.50% · 4.625%
HK$51,908
+HK$2,977/mo
Deposit HK$1.12M · loan HK$10.10M · min. income ≈ HK$97,862/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,223
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,596
−HK$1,394/mo
Today · 4.125%
HK$53,990
baseline
▲ 0.50% · 4.625%
HK$56,836
+HK$2,846/mo
Deposit HK$1.12M · loan HK$10.10M · min. income ≈ HK$107,980/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,670 · Scale 2, in force from 26 Feb 2026)