LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,582
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,378
−HK$808/mo
Today · 4.125%
HK$27,186
baseline
▲ 0.50% · 4.625%
HK$28,840
+HK$1,654/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$54,372/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,459
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,223
−HK$774/mo
Today · 4.125%
HK$29,997
baseline
▲ 0.50% · 4.625%
HK$31,578
+HK$1,581/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$59,994/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,698
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,653
−HK$970/mo
Today · 4.125%
HK$32,623
baseline
▲ 0.50% · 4.625%
HK$34,608
+HK$1,985/mo
Deposit HK$4.49M · loan HK$6.73M · min. income ≈ HK$65,246/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,151
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,067
−HK$929/mo
Today · 4.125%
HK$35,996
baseline
▲ 0.50% · 4.625%
HK$37,894
+HK$1,898/mo
Deposit HK$4.49M · loan HK$6.73M · min. income ≈ HK$71,992/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,815
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,929
−HK$1,131/mo
Today · 4.125%
HK$38,060
baseline
▲ 0.50% · 4.625%
HK$40,376
+HK$2,316/mo
Deposit HK$3.37M · loan HK$7.85M · min. income ≈ HK$76,120/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,843
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,912
−HK$1,084/mo
Today · 4.125%
HK$41,996
baseline
▲ 0.50% · 4.625%
HK$44,210
+HK$2,214/mo
Deposit HK$3.37M · loan HK$7.85M · min. income ≈ HK$83,992/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,047
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,480
−HK$1,455/mo
Today · 4.125%
HK$48,935
baseline
▲ 0.50% · 4.625%
HK$51,912
+HK$2,977/mo
Deposit HK$1.12M · loan HK$10.10M · min. income ≈ HK$97,870/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,227
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,601
−HK$1,394/mo
Today · 4.125%
HK$53,995
baseline
▲ 0.50% · 4.625%
HK$56,841
+HK$2,846/mo
Deposit HK$1.12M · loan HK$10.10M · min. income ≈ HK$107,990/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,706 · Scale 2, in force from 26 Feb 2026)