LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,586
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,382
−HK$809/mo
Today · 4.125%
HK$27,191
baseline
▲ 0.50% · 4.625%
HK$28,845
+HK$1,654/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$54,382/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,464
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,228
−HK$774/mo
Today · 4.125%
HK$30,002
baseline
▲ 0.50% · 4.625%
HK$31,584
+HK$1,582/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$60,004/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,703
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,658
−HK$971/mo
Today · 4.125%
HK$32,629
baseline
▲ 0.50% · 4.625%
HK$34,614
+HK$1,985/mo
Deposit HK$4.49M · loan HK$6.73M · min. income ≈ HK$65,258/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,157
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,073
−HK$930/mo
Today · 4.125%
HK$36,003
baseline
▲ 0.50% · 4.625%
HK$37,900
+HK$1,897/mo
Deposit HK$4.49M · loan HK$6.73M · min. income ≈ HK$72,006/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,821
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,935
−HK$1,132/mo
Today · 4.125%
HK$38,067
baseline
▲ 0.50% · 4.625%
HK$40,383
+HK$2,316/mo
Deposit HK$3.37M · loan HK$7.85M · min. income ≈ HK$76,134/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,850
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,919
−HK$1,084/mo
Today · 4.125%
HK$42,003
baseline
▲ 0.50% · 4.625%
HK$44,217
+HK$2,214/mo
Deposit HK$3.37M · loan HK$7.85M · min. income ≈ HK$84,006/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,055
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,488
−HK$1,455/mo
Today · 4.125%
HK$48,943
baseline
▲ 0.50% · 4.625%
HK$51,921
+HK$2,978/mo
Deposit HK$1.12M · loan HK$10.10M · min. income ≈ HK$97,886/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,236
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,610
−HK$1,394/mo
Today · 4.125%
HK$54,004
baseline
▲ 0.50% · 4.625%
HK$56,851
+HK$2,847/mo
Deposit HK$1.12M · loan HK$10.10M · min. income ≈ HK$108,008/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,778 · Scale 2, in force from 26 Feb 2026)