LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,588
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,384
−HK$809/mo
Today · 4.125%
HK$27,193
baseline
▲ 0.50% · 4.625%
HK$28,847
+HK$1,654/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$54,386/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,467
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,230
−HK$775/mo
Today · 4.125%
HK$30,005
baseline
▲ 0.50% · 4.625%
HK$31,586
+HK$1,581/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$60,010/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,706
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,661
−HK$970/mo
Today · 4.125%
HK$32,631
baseline
▲ 0.50% · 4.625%
HK$34,617
+HK$1,986/mo
Deposit HK$4.49M · loan HK$6.73M · min. income ≈ HK$65,262/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,160
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,076
−HK$929/mo
Today · 4.125%
HK$36,005
baseline
▲ 0.50% · 4.625%
HK$37,903
+HK$1,898/mo
Deposit HK$4.49M · loan HK$6.73M · min. income ≈ HK$72,010/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,823
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,938
−HK$1,132/mo
Today · 4.125%
HK$38,070
baseline
▲ 0.50% · 4.625%
HK$40,386
+HK$2,316/mo
Deposit HK$3.37M · loan HK$7.86M · min. income ≈ HK$76,140/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,853
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,922
−HK$1,084/mo
Today · 4.125%
HK$42,006
baseline
▲ 0.50% · 4.625%
HK$44,221
+HK$2,215/mo
Deposit HK$3.37M · loan HK$7.86M · min. income ≈ HK$84,012/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,059
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,491
−HK$1,456/mo
Today · 4.125%
HK$48,947
baseline
▲ 0.50% · 4.625%
HK$51,925
+HK$2,978/mo
Deposit HK$1.12M · loan HK$10.10M · min. income ≈ HK$97,894/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,240
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,614
−HK$1,394/mo
Today · 4.125%
HK$54,008
baseline
▲ 0.50% · 4.625%
HK$56,855
+HK$2,847/mo
Deposit HK$1.12M · loan HK$10.10M · min. income ≈ HK$108,016/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,812 · Scale 2, in force from 26 Feb 2026)