LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,590
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,386
−HK$809/mo
Today · 4.125%
HK$27,195
baseline
▲ 0.50% · 4.625%
HK$28,849
+HK$1,654/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$54,390/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,469
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,232
−HK$775/mo
Today · 4.125%
HK$30,007
baseline
▲ 0.50% · 4.625%
HK$31,588
+HK$1,581/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$60,014/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,708
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,663
−HK$971/mo
Today · 4.125%
HK$32,634
baseline
▲ 0.50% · 4.625%
HK$34,619
+HK$1,985/mo
Deposit HK$4.49M · loan HK$6.73M · min. income ≈ HK$65,268/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,162
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,079
−HK$929/mo
Today · 4.125%
HK$36,008
baseline
▲ 0.50% · 4.625%
HK$37,906
+HK$1,898/mo
Deposit HK$4.49M · loan HK$6.73M · min. income ≈ HK$72,016/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,826
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,940
−HK$1,133/mo
Today · 4.125%
HK$38,073
baseline
▲ 0.50% · 4.625%
HK$40,389
+HK$2,316/mo
Deposit HK$3.37M · loan HK$7.86M · min. income ≈ HK$76,146/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,856
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,925
−HK$1,084/mo
Today · 4.125%
HK$42,009
baseline
▲ 0.50% · 4.625%
HK$44,224
+HK$2,215/mo
Deposit HK$3.37M · loan HK$7.86M · min. income ≈ HK$84,018/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,062
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,495
−HK$1,456/mo
Today · 4.125%
HK$48,951
baseline
▲ 0.50% · 4.625%
HK$51,929
+HK$2,978/mo
Deposit HK$1.12M · loan HK$10.10M · min. income ≈ HK$97,902/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,244
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,618
−HK$1,394/mo
Today · 4.125%
HK$54,012
baseline
▲ 0.50% · 4.625%
HK$56,859
+HK$2,847/mo
Deposit HK$1.12M · loan HK$10.10M · min. income ≈ HK$108,024/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,842 · Scale 2, in force from 26 Feb 2026)